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Ensure Accurate Credit Card Numbers

The last digit in your credit card number is a check digit derived from the other digits using the Luhn Formula as described in ISO/IEC 7812-1:1993. Its primary purpose is to ensure accurate entries of the credit card number during transactions. You can apply the same technique to other applications such as employee numbers or patient numbers. Using check digits for these numbers also ensures more accurate data entries:

Public Function CheckDigit(strNum As String) As Integer

    Dim Counter As Integer
    Dim iEven As Integer
    Dim iOdd As Integer
    Dim iTotal As Integer
    Dim iTemp As Integer

    Dim strOneChar As String

    ' Add digits in even ordinal positions
    ' starting from rightmost

    For Counter = Len(strNum) - 1 To 2 Step -2

        strOneChar = Mid$(strNum, Counter, 1)

        If IsNumeric(strOneChar) Then

            iEven = iEven + CInt(strOneChar)

        End If

    Next Counter

    ' Process digits in odd ordinal positions
    ' starting from rightmost

    For Counter = Len(strNum) To 1 Step -2

        strOneChar = Mid$(strNum, Counter, 1)

        If IsNumeric(strOneChar) Then

            ' Double it

            iTemp = CInt(strOneChar) * 2

                If iTemp > 9 Then

                    ' Break the digits (e.g., 19 becomes 1+9)

                    iOdd = iOdd + (iTemp \ 10) + (iTemp - 10)

                Else

                    iOdd = iOdd + iTemp

                End If

        End If

    Next Counter

    ' Add even and odd
    iTotal = iEven + iOdd

    ' Return the 10's complement

    CheckDigit = 10 - (iTotal Mod 10)

   End Function



To test, pass your credit card number, excluding the last digit, as a string parameter. The result should be the last digit of your credit card number.



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Last modified: January 31, 2002